Those who want to apply for a student loan must be clear about that with this one advantage is financing of the first degree , and on the other hand, it also takes up a wholly-owned loans. The inclusion of a student loan will therefore be well thought out.
One should take into account the other possibilities, like a scholarship , an account for students and of course, the student loans, in which the repayment arrangements are much easier and fifty percent is to a subsidy. An advantage over student loans is related to the fact that you can apply for student credit parents completely independent.
Apply for Student Loan: This is how it is!
- Loan amount: The maximum amount of credit varies from bank to bank. The same is true for monthly payments. These are between 100 and 800 euros, depending on the contract and the financial institution.
- Differences to student loans: The student loans will be granted in accordance with very strict rules, parental income is taken into account and the monthly minimum sum can be quite low. But it does have the advantage of a maximum total debt of 10,000 € and collect the repayments are moderate. A student loan is awarded as loans but a regular, and it can come only of credits that must be provided so that the loan will be paid on.
- Risks: The biggest risk in the process of applying for a student loan is, especially in the possible insolvency of the students. Must those who are the limits of the deals have gotten paid, pay on average 25 years of monthly 350 € or look at a debt of 45,000 € after the end of the course.
- Account for students: An account for students is an ideal complement to the student loan. Since there are often incurred no fees and even interest rates can be offered, it is worth the loan amount paid here.
- Compare Student Loans: If you want to apply for a student loan now, one should check the German bank student loans, educational loans from the Federal Office of Administration or by the bank, compared, and pick out the best conditions.
- Online Application: A form for a student loan can be found online are the vendors. That fills you, send him off and wait for an answer.
- Advice: The classic version is a challenge in the form of a counseling session that is led directly into a bank. Once again, we will have to complete an application.
- Credit check: The Bank reviewed the financial situation of the applicant, as with all other loans.
- Contract: One has agreed on the terms, interest, repayment, repayment rates and term has been clarified and agreed to the monthly payments, you can now sign the contract for a study loan.